Montgomery and Bucks County Bankruptcy Attorney
Have you ever considered filing Chapter 7 bankruptcy or Chapter 13 bankruptcy? No matter how great the debts are, no matter how financially desperate you are, it is never an easy decision to file for bankruptcy. However, the amount of stress you may be experiencing may be significantly alleviated by filing for bankruptcy. Let us help relieve you of the stress you are experiencing.
If you have been suffering from inability to pay off debts, Chapter 7 bankruptcy may be the legal solution for you. Here are some of the reasons why one choose to file Chapter 7 bankruptcy,
• Currently unemployed
• Drop in household income
• Unable to resolve financial problems with creditors
• Significant and unmanageable debts
• Death in family
Chapter 13 bankruptcy is more commonly known as reorganization bankruptcy. With this type of bankruptcy, unlike chapter 7, you don’t get your debts completely wiped out. You don’t get a clean slate. However, the silver lining is that you get to keep all of your non-exempt properties. So you won’t have to worry about losing the home that holds all of you and your family’s memories. You will not risk your home being foreclosed leaving you and your family without a home to keep you safe.
Here are top three ways how chapter 13 could be more advantageous for you:
• Ability to dismiss the case or change to chapter 7
• House can be saved from foreclosure
• Prolong payment plan that is financially sound to you
We have 19 years of experience in helping various individuals file chapter Chapter 7 or 13, so you won’t have to worry about being let down by our commitment to our work. Bankruptcy can help put an end to creditor harassment. To schedule a free consultation with our aggressive attorney, Michelle A. Winter, contact us online or call our office at 215-822-5266. For your convenience, evening appointments are available.